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Florida · Contractor Trust Report 2.0

PINCH A PENNY

Evidence-first profile: who this business is, license and entity records, caution signals, and what to do next — not a score or endorsement.

SCC131152544License: CNo high-confidence entity linkNo discipline in current extractsfl_dbpr

NEWBERRY · Alachua · FL

Legal / linked name: CARTER, DOUGLAS RAY · Principal / DBA field: PINCH A PENNY

Linked business entity: not identified under our high-confidence match rules.

Extract freshness (latest field): Aug 10, 2026, 10:49 PM UTC

Next actionsCaution history

What we know from the extract

At-a-glance checks from official extracts — not a score or ranking.

Data updated Aug 10, 2026, 10:49 PM UTC

License

Active

SCC131152544 · Certified Specialty Structure Contractor

In our data Aug 10, 2026, 10:49 PM UTC

Entity

Not linked

No high-confidence Sunbiz match (we only link exact name + location).

Discipline

None linked

No board actions linked in our current extracts (not a warranty of clean history).

In our data Aug 10, 2026, 10:49 PM UTC

Insurance path

Not in extract

Request current COIs. Use Florida Division of Workers’ Comp Proof of Coverage tools — we do not store certificates.

What this means for you

Plain-language notes from evidence already on this report. Educational only — not advice to hire or avoid anyone.

  • License status

    SCC131152544 is C in our Florida DBPR extract. Re-check Florida DBPR the day you hire.

  • Class / type on file

    Certified Specialty Structure Contractor. Ask how the board classification maps to your exact project (enclosure, carport, specialty structure, etc.).

  • Discipline in extract

    No discipline row linked in our current extract — not a certificate of clean history after our last load.

  • Business filing

    No high-confidence Sunbiz link. That does not mean unregistered — only that we require a strict name and location match.

  • Insurance you should still ask for

    We do not store workers’ comp or general liability status. Ask for current certificates and use official Florida Division of Workers’ Comp Proof of Coverage tools before relying on a verbal claim.

Open official DBPR search

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Official board

Caution snapshot

No discipline records identified in current extracts

  • · Discipline: None identified in current extracts (not a warranty of clean history)
  • · Related-entity signals: None flagged from current extracts

Educational only — describes public-record evidence, not a score or hiring recommendation.

What we checked / what we didn't

Evidence on file

  • · Florida DBPR construction license extract (when linked)
  • · High-confidence Sunbiz entity link (strict match only)
  • · Board discipline rows linked in our extracts
  • · Related-entity pattern rules on this profile

Not checked here

  • · Active insurance / COI validity (request & verify)
  • · Workers' comp policy status (use official portals)
  • · Complete statewide permit history
  • · Reviews, ratings, or private financials

Extract freshness (latest field on this profile): Aug 10, 2026, 10:49 PM UTC. Always re-check official boards before hiring.

License evidence

SCC131152544

fl_dbprLicense: Active

Certified Specialty Structure Contractor

What this class typically covers

Typically covers specialty structures (such as certain aluminum structures, screen enclosures, and related specialty construction) within that classification.

Good to know: Ask how the board classification maps to your exact project (enclosure, carport, specialty structure, etc.).

Original licensure
Aug 20, 2021
Effective
Aug 20, 2021
Expiration
Aug 31, 2026
Board / source
06
Address / county on file
14616 NW 27TH PL, NEWBERRY, FL, 32669, Alachua
Source / last verified
Florida DBPR (fl_dbpr) · Aug 10, 2026, 10:49 PM UTC

Caution & regulatory history

Board discipline from Florida extracts linked to this contractor. Separate from insurance, permits, or reviews — factual records only.

No discipline records identified in current extracts

No discipline records identified in current extracts

Our Florida board discipline files do not currently attach an action to this profile. That is not a certificate of clean history: records may exist outside these extracts, under another name, or after our last load. Re-check the official DBPR board before hiring.

What this means: absence in our extract ≠ cleared. Worth confirming on the official source the day you hire.

Business / entity signals (Florida Division of Corporations)

No high-confidence entity link for this contractor yet. We only link exact name/geo matches — we do not invent entity links.

Insurance & workers' compensation

Coverage status is not shown in our current extracts. Homeowners should request and verify documents with the carrier — we do not mark anyone as “insured,” “fully covered,” or “approved.”

Evidence status on this report

Not shown in current extracts — confirm with carrier before hiring PINCH A PENNY.

What to request

  • · Certificate of Insurance (COI) for general liability
  • · Workers' compensation evidence or exemption status where applicable
  • · Named insured matching the contracting entity (on file: CARTER, DOUGLAS RAY)
  • · Policy effective and expiration dates

How to verify

  • · Call the carrier contact listed on the COI to confirm active status
  • · Confirm contractor / entity name matches your contract
  • · Keep copies with your project records
  • · Re-check dates before work starts and after any change order

Why workers' comp matters (Florida)

If a contractor is required to carry workers' compensation and does not, you may face liability and project risk if a worker is injured on your job. Requirements depend on structure, employees, and exemptions — the Division of Workers' Compensation is the authority. Homeowner should confirm with carrier and official portals.

Construction Policy Tracking / DBPR insurance flags are not displayed unless present as source-attributed extract fields. Pre-hire checklist · Disclaimer

Activity / permit signals

Associated in available datasets only — never a quality rating. Exact license joins only. Where we cover · Property research

Not linked

Permit/activity history not yet linked for this record

Permit/activity history not yet linked for this record in current extracts. We do not invent permit volume or recency. Use Check My Address for property-level research.

QA: no extract match. We do not invent volume or recency.

Check my addressPermit Planner

Public permit / work records

Public permit/work records linked to this contractor license by an exact license-number match. A permit record is not an endorsement, and more or fewer permits on file is not a quality signal. Where we cover

Not linked

No confirmed public permit records are currently linked to this license

This is not a finding that the contractor has performed no work, and it is not a finding about license standing. Coverage is currently limited to Miami-Dade County, FL building permits with an exact contractor-license match on the permit record — a contractor may have permit history outside this coverage, or the source may not have published a matching record.

Hiring notes (detail)

Same evidence as above, kept here for researchers who scroll the full dossier.

  • License status

    SCC131152544 is C in our Florida DBPR extract. Re-check Florida DBPR the day you hire.

  • Class / type on file

    Certified Specialty Structure Contractor. Ask how the board classification maps to your exact project (enclosure, carport, specialty structure, etc.).

  • Discipline in extract

    No discipline row linked in our current extract — not a certificate of clean history after our last load.

  • Business filing

    No high-confidence Sunbiz link. That does not mean unregistered — only that we require a strict name and location match.

  • Insurance you should still ask for

    We do not store workers’ comp or general liability status. Ask for current certificates and use official Florida Division of Workers’ Comp Proof of Coverage tools before relying on a verbal claim.

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