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Florida · Contractor Trust Report 2.0
Evidence-first profile: who this business is, license and entity records, caution signals, and what to do next — not a score or endorsement.
PANAMA CITY · 13 · FL
Legal / linked name: SMITH, CHARLES STEPHEN · Principal / DBA field: SMITH PLUMBING OF BAY COUNTY INC.
Linked entity: SMITH PLUMBING OF BAY COUNTY INC. · Active · Linked on exact name + address + zip · 0.98 confidence · match: exact_name_address
Extract freshness (latest field): Aug 12, 2026, 5:02 AM UTC
At-a-glance checks from official extracts — not a score or ranking.
Linked on exact name + address + zip · 0.98 confidence
Data updated Aug 12, 2026, 5:02 AM UTC
License
Active
CFC1429342 · Certified Plumbing Contractor
In our data Aug 10, 2026, 10:49 PM UTC
Entity
Active
SMITH PLUMBING OF BAY COUNTY INC. · Doc P10000042544
In our data Aug 12, 2026, 5:02 AM UTC
Discipline
None linked
No board actions linked in our current extracts (not a warranty of clean history).
In our data Aug 10, 2026, 10:49 PM UTC
Insurance path
Not in extract
Request current COIs. Use Florida Division of Workers’ Comp Proof of Coverage tools — we do not store certificates.
Plain-language notes from evidence already on this report. Educational only — not advice to hire or avoid anyone.
License status
CFC1429342 is C in our Florida DBPR extract. Re-check Florida DBPR the day you hire.
Class / type on file
Certified Plumbing Contractor. Major plumbing changes usually require permits and inspections. Confirm who holds the permit and whether work will be performed by licensed employees.
Discipline in extract
No discipline row linked in our current extract — not a certificate of clean history after our last load.
Business name on contract
Sunbiz Active · SMITH PLUMBING OF BAY COUNTY INC.. The name on your written contract should match this filing.
Insurance you should still ask for
We do not store workers’ comp or general liability status. Ask for current certificates and use official Florida Division of Workers’ Comp Proof of Coverage tools before relying on a verbal claim.
Save this profile on this device to re-check evidence later or keep a finalist in hand. Not continuous live board monitoring. View watched list
Public Sunbiz records as published in our extract. Appears in public records as... — not an accusation, ranking, or “phoenix score.” Confirm on official Sunbiz before you rely on this.
Linked entity on this Trust Report
SMITH PLUMBING OF BAY COUNTY INC.
Doc P10000042544
Look up on Sunbiz (use document number)
Officers / principals (as published)
Evidence notes
Principals shown as published on the high-confidence Sunbiz link. No other high-confidence-linked entities in our product shared those exact principal names under our association rules.
Caution snapshot
No discipline records identified in current extracts
Educational only — describes public-record evidence, not a score or hiring recommendation.
Evidence on file
Not checked here
Extract freshness (latest field on this profile): Aug 12, 2026, 5:02 AM UTC. Always re-check official boards before hiring.
CFC1429342
Certified Plumbing Contractor
What this class typically covers
Typically may contract for plumbing installation, repair, and related systems work within the certified plumbing classification.
Good to know: Major plumbing changes usually require permits and inspections. Confirm who holds the permit and whether work will be performed by licensed employees.
Board discipline from Florida extracts linked to this contractor. Separate from insurance, permits, or reviews — factual records only.
No discipline records identified in current extracts
Our Florida board discipline files do not currently attach an action to this profile. That is not a certificate of clean history: records may exist outside these extracts, under another name, or after our last load. Re-check the official DBPR board before hiring.
What this means: absence in our extract ≠ cleared. Worth confirming on the official source the day you hire.
SMITH PLUMBING OF BAY COUNTY INC.
Doc P10000042544
Linked on exact name + address + zip · 0.98 confidence
Officers / managers (as published)
Coverage status is not shown in our current extracts. Homeowners should request and verify documents with the carrier — we do not mark anyone as “insured,” “fully covered,” or “approved.”
Evidence status on this report
Not shown in current extracts — confirm with carrier before hiring SMITH PLUMBING OF BAY COUNTY INC..
What to request
How to verify
Why workers' comp matters (Florida)
If a contractor is required to carry workers' compensation and does not, you may face liability and project risk if a worker is injured on your job. Requirements depend on structure, employees, and exemptions — the Division of Workers' Compensation is the authority. Homeowner should confirm with carrier and official portals.
Proof of coverage search
Official Florida Division of Workers' Compensation data portal.
Open Proof of CoverageExemption search
Confirm any exemption claim against the official published list.
Open Exemption searchDivision home
Division of Workers' CompensationConstruction Policy Tracking / DBPR insurance flags are not displayed unless present as source-attributed extract fields. Pre-hire checklist · Disclaimer
Same evidence as above, kept here for researchers who scroll the full dossier.
License status
CFC1429342 is C in our Florida DBPR extract. Re-check Florida DBPR the day you hire.
Class / type on file
Certified Plumbing Contractor. Major plumbing changes usually require permits and inspections. Confirm who holds the permit and whether work will be performed by licensed employees.
Discipline in extract
No discipline row linked in our current extract — not a certificate of clean history after our last load.
Business name on contract
Sunbiz Active · SMITH PLUMBING OF BAY COUNTY INC.. The name on your written contract should match this filing.
Insurance you should still ask for
We do not store workers’ comp or general liability status. Ask for current certificates and use official Florida Division of Workers’ Comp Proof of Coverage tools before relying on a verbal claim.
Next best action
Evidence first — then use tools to prepare questions. Not a ranking or endorsement.
Review a contract next·Educational tools only — not a marketplace or endorsement.
Save this profile on this device to re-check evidence later or keep a finalist in hand. Not continuous live board monitoring. View watched list
Associated in available datasets only — never a quality rating. Exact license joins only. Where we cover · Property research
Permit/activity history not yet linked for this record
Permit/activity history not yet linked for this record in current extracts. We do not invent permit volume or recency. Use Check My Address for property-level research.
QA: no extract match. We do not invent volume or recency.
Public permit/work records linked to this contractor license by an exact license-number match. A permit record is not an endorsement, and more or fewer permits on file is not a quality signal. Where we cover
No confirmed public permit records are currently linked to this license
This is not a finding that the contractor has performed no work, and it is not a finding about license standing. Coverage is currently limited to Miami-Dade County, FL building permits with an exact contractor-license match on the permit record — a contractor may have permit history outside this coverage, or the source may not have published a matching record.
